Ruben Fonseca NMLS: 1185159

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Your dream home is just a mortgage away

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We’ve been helping customers afford the home of their dreams for many years and we love what we do.

Find Out How the Borrow Amount

By answering a few simple questions, we will calculate your buying power

Select The Right Loan Program

Choosing the right Loan depends on your financial situation, how long you plan to stay in your home, and your tolerance for risk.

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You must review the documents prior to signing and make sure that the interest rate and loan terms are what you were promised

Begin Loan Processing

In general, approval is based on two factors: your ability and willingness to repay the loan and the value of the property.

Close Your Loan

You must review the documents prior to signing and make sure that the interest rate and loan terms are what you were promised

Low Monthly Payment, Low Interest Rates, Purchase or Refinance

My name is Ruben and I'm a senior loan originator at Mortgage AF, one of the fastest growing Mortgage Brokerages in South FL.

OUR BROKERAGE IS OFFERING CONVENTIONAL, FHA, VA, DPA, DSCR, JUMBO, COMMERCIAL, HELOC’S, BANK STATEMENTS, AND CREATIVE FINANCING AT LOW RATES!

Start off the year by paying less and getting more. You owe it to yourself.

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Our rates beat competitors.

Lets craft a personalized plan that aligns with your needs and goals.

+12

Years of experience

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Don't miss out on savings - Act now! Take action today, and let us show you how to avoid the pitfalls of high mortgage rates.

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